Insurance Coverage for Your Surron

Comprehensive protection options designed specifically for high-performance electric bikes.

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Coverage Options

Choose the coverage that fits your riding style and needs. Mix and match options for complete protection.

Comprehensive Coverage
Full protection against theft, vandalism, fire, and weather damage
  • Theft protection at home, on trails, or in transit
  • Vandalism and malicious damage
  • Fire and smoke damage
  • Weather events (hail, flood, wind)
  • Falling objects and debris
  • Animal collisions
Collision Coverage
Coverage for accidents whether you're at fault or not
  • Single-vehicle accidents
  • Multi-vehicle collisions
  • Trail and off-road incidents
  • Rollover protection
  • Coverage regardless of fault
  • Repair or replacement value
Liability Protection
Protection against claims from injuries or property damage to others
  • Bodily injury liability
  • Property damage liability
  • Legal defense costs
  • Medical expenses for others
  • Coverage for lawsuits
  • Peace of mind while riding
Medical Payments
Coverage for your medical expenses regardless of fault
  • Hospital and doctor bills
  • Emergency room visits
  • Surgery and treatment costs
  • Rehabilitation expenses
  • No fault determination required
  • Coverage for passengers
Uninsured/Underinsured Motorist
Protection when the other party lacks adequate insurance
  • Hit-and-run protection
  • Uninsured driver coverage
  • Underinsured driver coverage
  • Property damage protection
  • Medical expense coverage
  • Lost wages compensation
Accessory & Modification Coverage
Coverage for aftermarket parts and custom modifications
  • Performance upgrades
  • Custom batteries and controllers
  • Suspension modifications
  • Body kits and fairings
  • Lighting and electrical mods
  • Sound systems and accessories

Models We Cover

We insure all Surron models and most other electric bikes.

Surron Light Bee X

The iconic high-performance electric dirt bike

Surron Light Bee S

Street-legal version for urban riding

Surron Storm Bee

Full-size electric motocross machine

Surron Ultra Bee

Premium dual-sport electric bike

Have a different e-bike model? We likely cover it too. Contact us to discuss your needs.

Frequently Asked Questions

Common questions about Surron insurance coverage.

What makes Surron insurance different from regular motorcycle insurance?

Surron bikes are high-performance electric vehicles that don't fit neatly into traditional insurance categories. Standard motorcycle policies often undervalue e-bikes or have exclusions for electric vehicles. We specialize in understanding the true value and unique risks of Surron bikes.

Does my homeowner's insurance cover my Surron?

Homeowner's policies typically have low limits for motorized vehicles and often exclude them entirely when used off-premises. A dedicated Surron policy provides proper coverage for theft, damage, and liability wherever you ride.

Can I insure a modified Surron?

Yes! We understand that many Surron owners modify their bikes. Our accessory coverage can protect your aftermarket parts and performance upgrades at their true value.

Do you cover off-road riding?

Absolutely. Whether you're riding trails, tracks, or private property, our policies can be tailored to cover your actual riding activities.

What information do I need to get a quote?

You'll need your Surron model, year, any modifications, where you ride, and basic personal information. The quote process takes just a few minutes.

Have more questions? We're happy to help.

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Get Your Custom Quote

Every rider is different. Let us create a coverage package tailored to your specific Surron and riding habits.